"An investment in knowledge pays the best interest." — Benjamin Franklin

Blending Financial Expertise with Modern Innovation

Born and raised in Jackson, Mississippi, Jack Garrard brings a unique blend of financial acumen, technology expertise, and client-focused investment strategy to Optimum Financial Services. A Mississippi State University graduate with a B.B.A. in 2014, Jack’s professional journey began in enterprise sales of wireless systems and hardware, where he quickly excelled in the B2B sector.

His drive to deepen his expertise led him to an audio and video analytics software start-up, where he worked as a Product Analyst. This experience immersed him in SaaS, fintech ecosystems, and enterprise software markets, expanding his understanding of data-driven financial solutions and investment technologies.

Motivated by a lifelong fascination with financial markets, fintech software, and client risk management, Jack transitioned into the investment advisory industry. Since joining Optimum Financial Services in 2018, he has become a key team member, leveraging technology and financial insights to help clients navigate risk and achieve long-term financial success.